I only need a small amount, $500 - $600, and I need it directly deposited into my checking account.

Fidel

Here is my situation. I got 3 payday loans and they keep taking the interest directly out of my account. I want them to take the pincipal and be done with these companies, but i have no contact information for the companies. I no longer have the email address i was using when i got the loan….therefore i do not have the confirmation emails. How do i get in touch with the companies?
I actually do not even knoe the name of the companies but i have included the information from my checking account that gives a brief description. If anyone know the contact information for these 3 companies it would be very helpful. Here they are:

AUTOMATED DEBIT 3-MIDLAND MARKET FEE DEPOSI
AUTOMATED DEBIT 4-SGQ PROCESSING FEE DEPOSI
AUTOMATED DEBIT CMG GROUP LLC FEE DEPOSI

Pamala

They ask you to fill out your social security number, and your checking account number online. Can this be trusted? I want to get a payday loan, but am I putting myself at risk for identity theft?

Walter

I have tired to work out payment arrangements with them but wont work with me. but they want the payment is full…I live in ohio, and if so, How does the whole process work? I did end up having to close my checking account and open up a new one somewhere else.

Dina

I am a single Mom struggling and I do work but only have a debit card where I get direct deposit I am need of a small loan 700.00 where can I go? Credit not so great but I need help, bills overdue. No checking account either I pay all bills with cash.

Leilani

Every payday for me, they withdrew $90 form my checking account. This went on for six weeks ‘cos I get paid every two weeks. That adds up to $270. On the third withdrawal, I called them to find out what my balance was, it was still $390.

Tran

I have about 1000$ i owe in payday loans and 2 credit cards i’ve been missing payments on. I am also -300$ in my bank account. I have learned, never to take out a payday loan again because they charge so much interest and will mess everything up with your money issues rather than helping them. Whats some sort of bigger loan I can take out to catch up on my payments, even though I have horrible credit. Please help.

Lucius

I recently made the huge mistake of taking out a payday loan with an internet company by the name of 500 Fast Cash. The amount of my loan was for $300. I had NEVER done a payday loan before in my entire life, but I was in a very tight spot as I had some emergent, unexpected expenses and was right in between paydays. When I got the loan, I called 500 Fast Cash and told them to be sure to take out the entire $300 plus the $90 fee on my next payday so that I could be done with it. By the time my next payday came around, I checked my bank account online and 500 Fast Cash had only taken out $90. I got right on the phone with them and told them that I had specifically asked them to take the entire $390 out and not just the $90. The person on the phone was VERY rude and argumentative. She insisted that they had no record of me ever calling them and telling them to do that, even though I both called AND sent them an e-mail! She was very unprofessional and her exact words were, Like, for real, I have like no record of you ever calling us. She sounded like she was no older than 16 or 17!. I finally got sick of arguing with her and told her to just make sure that they take it all out of my account on my next payday in 2 more weeks, which she said they would. Two weeks later, on my next payday, they did it again. They only took the $90 out of my checking account. This time, I didn’t even bother calling them back or e-mailing them, but I got right on the phone with the Consumer Credit Protection department for my state. I explained the situation to them and they informed me that 500 Fast Cash isn’t even licensed in my state, therefore, should not even be doing business with anyone who lives in my state. In fact, they told me that there are only 12 payday loan companies who ARE licensed in my state, and none of them are internet companies. They even gave me the state government web site that lists all of the licensed payday loan companies. Sure enough, there are only 12 and they are all local. The guy with Consumer Credit Protection even said that my only real option to get out of the whole mess would be to close by bank account and open up a new one, which I did yesterday. He said that if I didn’t do that, he was 99.9% sure that they would just continue to debit my account and cost me a fortune. Here is my question: Should I contact 500 Fast Cash and tell them that I have found out directly from my state that they are not even licensed to do business here and tell them that I will be filing a complaint? I’m so mad about this, but even angrier with myself for dealing with any internet payday loan company. I will never do this again!

I am looking for helpful answers. Please don’t refer me to other payday loan companies or give me criticism for getting into this mess! This is the biggest mistake I have ever made in my life and I freely admit it!
One more thing: If I do write them an e-mail to let them know that I found out about them not being licensed and that I plan to report them, should I give them my name and the so-called account number that they gave me so that they know who they are dealing with?

Darrell