I have about 1000$ i owe in payday loans and 2 credit cards i’ve been missing payments on. I am also -300$ in my bank account. I have learned, never to take out a payday loan again because they charge so much interest and will mess everything up with your money issues rather than helping them. Whats some sort of bigger loan I can take out to catch up on my payments, even though I have horrible credit. Please help.

Lucius

i am getting killed w/ interest since i can’t pay the entire thing off immediately, and consolidation only seems to work for credit cards. Is bankruptcy an option?

Georgianne

I dont want a payday loan, but need a personal loan and have bad credit. I am actually planning on taking the money and paying off my 3 current credit cards (total is $2k) and rebuilding my credit that way. Any suggestions? And please dont say prosper cause all that did was make me keep requesting and noone ever assisted.

Adina

i am getting killed w/ interest since i can’t pay the entire thing off immediately, and consolidation only seems to work for credit cards. Is bankruptcy an option?

Allene