I’ve met with a lawyer to start to file for bankruptcy. The two main components of my debt are a car repo, which for some reason I still owe around $6000, and some payday loans, which I owe around $3000. I’m trying to find a way around bankruptcy, if any, does anyone have any ideas?

Betsey
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i am getting killed w/ interest since i can’t pay the entire thing off immediately, and consolidation only seems to work for credit cards. Is bankruptcy an option?

Allene
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