Had a Payday loan that was about 3 to 4 yrs ago. I lost my job and this company didn’t want to work with me. I gave up and decided to just to let them do what they would. I was told that it was a loan and all they could do is to file against my credit. Well today I got a letter for the city of Midland courts (Midland, Tx) stating that I have an warrant issued for a hot check. First off I never got a letter stating that someone has turn a check in or even time to get this problem resolved. And the other problem is that they sent it to an address that I haven’t been living at for the last 8 months. I’m looking for a legal way to get this thrown out of court. HELP PLEASE!!!!
For those that think they know the law, here is right out of the state Payday Loan Laws of Texas

Under Texas law, a lender cannot pursue criminal charges to collect on a debt. Also, a payday loan lender is limited as to how many times a loan can be renewed. Currently under Texas law, lenders are allowed to renew a payday loan one time each month.

Nam

i need a small payday loan but cant pay it until two months
and i dont have a job
am i screwed or is there help

Verda

I have two payday loans that equal to 1100.00 and I had gotten into some financial problem every sense I lost my job. So, I was thinking about placing my two payday loans onto my bill consolidation program.Alone with my other past due bills. Can I do that?And is what I want to do with the payday loans legal? I am not about to break any laws am I?

Jeanine

I I have taken 4 paydays loans out and im unable to pay them off . They call my job and harress me everyday . I do not have any cash to pay them off . They keep reminding me that i have sign a legal binding document can someone please give me some tip on how to handle this situation.

Kelsi

Honest answers only and from people who has went through this. What happens if you take out a on line payday?
loan and now you dont have a job and you cannot payback?What will they do? Will you go to jail? What if you strecth the truth a little?

Sima

and pretended to be the person with the bank acount to check their balance because they hadn’t paid us. One time she even called the bank and asked to change their(a customer) pin number so she could see if funds were available…I don’t agree with this…it is against the law, what do I do? I need the $ but can’t keep breaking the law! Even if I do find another job(trying right now) should I turn my former place of employment in?

Boris

his income is my income, fraud didn’t even come to mind, we were both wondering. I am a stay at home mom, that is my job, and i am PROUD of it.

Sadye