What did you do with the money? What is your occupation? Would you do it again?

Alla

I have fallen into this payday loan hole, and I can seem to get myself out. What would be the best solution to pay them off fast, if I don’t have the money. Should I try and get a personal loan?

Nicolas

I took out a payday loan a few days ago, I had a few minor set backs this month and was unable to make rent. The loan amount was for only $300 dollars and a $90 service charge. The loan is due in 2 weeks, I have the money to pay the whole thing next week. Is it going to be $390 the whole amount I actually borrowed or will it be something like $600?

Nohemi

We are desprate and need about 1500 or more if possible. We have no credit and need this money despratly.

Ashanti

We are in need of some money until payday and I was wondering what payday loan website is good. I know some say payday loans are bad but they are only bad if you dont pay it back the next paycheck and my husband gets a bonus next week so we will be paying it back next week. Anyone have an idea of a good site?

Darcey

Would a private loan company be better than a Bank loan? Where should I search for them? I don’t want a Payday Loan, a regular loan. I don’t have money to put down for a loan either, where should I go?

Nichelle

i make over 1,600 a month and need to borrow at least 1,500 to get caught up on some bills. is there a loan place that will loan me that money and give me at least a few months to pay it back

Lazaro

I need one really bad right now. I have bad credit, and I need money FAST to pay bills. Please tell me what is the BEST company in the U.S for these. Have you used them? What is your experience? THANKS A BUNCH!

Ashlie

I overdrew my account. Yup, tell me how much it is my fault. I already know. Not only did I overdraw my account, but money that I thought I was getting didn’t come in (yup, my fault again I know) so every single transaction is being charged $29. So far we are up to 12 transactions. Whoo hoo some sort of record for the bank I’m sure. I will ask on monday for them to refund the fees but know they will only do one or two. In the future, if I forsee something like this happening again (which I’m sure it will) wouldn’t it be cheaper to just go to a payday loan place? Aren’t there fees like $15 for every $100? Oh, and I don’t need the lecture about not overdrawing the account. I know how much more perfect everyone else is than me. Thanks!

Joanne

I took out a $2300 payday loan about a year ago and I have been paying $215/month service fee and I am no longer able to pay the service fee. I stopped paying the service fee approximately 2 months ago and needless to say they are calling me endlessly. I know it was stupid but I really needed the money at the time. As you can see I have paid $2150 in service fee and still owe the original loan for $2300. My question is what happenns if I cant or dont want to pay any further. Can they garnish my paycheck, etc??

Joya